LTD: How Disabilities Affect The Entire Family & What to Do About It

In case you’re unfamiliar with what long-term disability insurance is, it’s financial coverage that pays benefits in the event that you become disabled and can no longer go to work. A good way to think about it is to think of it as though it’s insurance for your salary. Disability insurance covers total and partial disabilities but it also covers severe disabilities as well, meaning disabilities so severe that insurance companies don’t even think you’ll make a full recovery from it.

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