The world is a scary place right now — for everybody. Obviously, everyone’s number one priority should be to limit the spread of COVID-19 and stay as healthy as possible. But there are some other aspects of life that cannot be overlooked in order to avoid troubling situations.
From keeping track of your finances online to avoiding injuries out on the roads, you should never stop planning for the unexpected.
Here are some great tips that should help you and your family avoid serious financial and stressful issues in 2020 and beyond:
Avoid Roadway Incidents
Driving safely is a must at all times. In order to ensure the safety of drivers, passengers, and pedestrians, you need to obey traffic laws 100% of the time.
More than 4,700 pedestrians were killed and 76,000 injured in traffic accidents in the U.S. alone in 2012.
Often, it takes a lot more than simply driving the speed limit and using your turn signals to avoid collisions out on the road, however. You need to be paying attention at all times, stay on top of your vehicle’s maintenance, and never make any kind of erratic maneuver. Even the slightest wrong move can result in a potentially fatal car accident.
Have a Plan For Everything
If you end up coming in contact with someone who tested positive for coronavirus and you contract COVID-19, you’re going to have to quarantine for at least 14 days. You need to actually have a plan in place, though. You can’t just cut off contact with the outside world and shut down for a few weeks.
Make sure your house is well stocked with groceries for at least a two-week period. Additionally, make a list of all the people and businesses that you’ll need to contact to let them know your situation. And finally, make sure you’re staying in regular contact with your doctor.
Beware of Cyber Security Threats
Cyber attacks are real and happen just about every day. Approximately 68% of funds lost as a result of a cyber attack were declared unrecoverable. Even if you don’t work for a large corporation or have a ton of money in the bank doesn’t mean you’re not at risk of being targeted by these digital hackers.
Here are some great tips for avoiding cyber attacks:
- Install, use, and consistently update antivirus and antispyware software on every computer you come in contact with.
- Backup all of your digital information and data.
- Use a firewall for your Internet connection.
- Secure your Wi-Fi network.
- Control physical access to all your computers and network components.
- Change your passwords every few days.
- Download and install software updates for your operating systems and applications.
Stay On Top of Your Household Maintenance
If you’re neglecting certain maintenance tasks around your home, you’re going to end up having a costly few months later on. Roughly 84% of all homes in the U.S. have some kind of air conditioning. In fact, the U.S. uses more air conditioning than all other nations combined.
No matter where you live in the U.S., at some point, you’re going to need some sort of HVAC system installed, repaired, or replaced in your home. Rather than ignoring these issues and potentially having a serious problem on your hand, get them taken care of as soon as possible.
Again, this is a very scary time right now. Hopefully, whether you contact COVID-19 or not, you and your family will be fine and make it through this. Whatever happens, make sure you’re paying attention to your finances, are being as safe as possible, address maintenance concerns as needed, and have a plan… for everything.