If you’re one of the millions of Americans who put off receiving dental care because of the costs, you should know that there are other solutions and sometimes you can even find affordable veneers services. Virtually all adults (99.7%) surveyed believe a healthy smile is socially important, but it’s medically important as well. Unfortunately, high costs and lack of dental insurance keep many people from getting the care they need. Data from the Federal Reserve indicates that United States consumer debt reached an incomprehensible $13.62 trillion in January 2016, so it’s easy to see why people are struggling.
However, there are plenty of ways to cut back on dental care expenses without sacrificing quality or frequency of care. Here are just a few ideas to help you save on dental costs.
Optimize Your Insurance Plan
If you get employer-based dental coverage, it’s important to take the time to pick the best plan for you. Fox News writer Elizabeth Renter suggests opting for FSAs (flexible spending accounts) when possible in addition to HSAs (health savings accounts) since the money isn’t taxed. It’s also essential to stay in-network since out-of-network costs can be significantly higher.
If you’re uninsured, you shouldn’t automatically forego the idea of dental coverage. There are plenty of websites designed to help you find a plan that fits your dental and financial needs, and you can often find plans for under $20 a month.
Know Your Emergency Options
If you have made the short-term decision to go without routine dental care, you should make sure to know your options in case of a dental emergency. ER costs are often associated with outrageous costs and wait times, especially without insurance. However, even though 85% of urgent care centers are open seven days a week, most cannot provide dental care.
Consider Treatment At A Dental School
Getting a dental cleaning or dental procedure performed at a dental school instead of a traditional dentist’s office can save you big time. “Dental students spend their last years in school conducting hands-on practice, supervised by experienced instructors. Their services are often steeply discounted compared to dental clinics. Check the website of the Commission on Dental Accreditation for dental schools in your area,” Renter writes.
Take Better Care Of Your Teeth (and Gums!)
The best way to reduce dental costs, especially expensive dental surgeries, is actually really straightforward: start taking better care of your teeth! Prioritize preventative care such as brushing twice a day and flossing regularly. A little bit of effort goes a long way in developing healthier oral hygiene habits, and your mouth (and your wallet) will be left smiling because of it.
Ultimately, these are just a few ways to save money on the ever-increasing costs of dental care. Always be proactive when it comes to your health care, and don’t be afraid to talk to a dentist or an insurance professional for more money-saving tips.